North Americans are recognized for their love of costly objects and avid consumerism. We own as many bank cards as we can afford, and generally more. We have an inborn aversion to saving and exactly what we want, we want it at this point, why wait? Carpe diem, seize the day! Of course, all this earthboard loans is great if we can meet it. What happens when the lifestyle becomes more than we are able to handle? It is time to relax, reduce our expenses, and be happy with a humble existence. Some of the downsides to money administration are that it is a veryRead More →